Hello Neighbor,
If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option. But don't get taken for a long, stressful ride by a self proclaimed 'expert'...
Simply put, a short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff (this means they may settle for $270,000...even if you currenlty owe them $400,000.)
If you are facing any of the situations above, and you think a short sale might be your best option, then read on. If you're still not sure and just want more info, then CONTACT US and request a free copy of our article "The 9 Alternatives When Facing Foreclosure"
You have to remember -- we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how you feel when you just don't want to answer the phone any more...
We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!!
You bought your home and hoped (like we all did) that it would increase in value (and some folks were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining. We've helped homeowners in this position to get the help they deserve.
It's sad but true!
Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated or lazy agent?
We hate to say this about our fellow agents, but the majority of them that are "trying to help" have not been properly trained and sadly, they are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your 'short sale packet' and then just sit back and wait for a response! In the end, they simply don't know how to help you and you will become one of those "90%" that were not helped.
...unless you seek the help of an expert agent with a proven track record. We have been personally trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales). We are now helping save even more folks from foreclosure.
We have successfully negotiated short sales for many families, as you can see from some of our recent approval letters below. We actually get the banks to say YES to our short sales. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... we doubt they can.
The best part is that our business partner has taken his tips and tricks from working INSIDE THE BANK and taught us exactly how to ethically BEAT THE BANK... 93.2% of the time!
Our partner most recently worked for IndyMac Bank, a top ten lender, as the head of their HELOC loss mitigation division. His insider knowledge and broad base of industry contacts allows us to get our approvals faster than any other agents! In fact, we are constantly solicited by agents nationwide to 'help them' get their short sales approved.
We are ready to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:
If you're not sure and just want to find out if you qualify, give one of us a call and we will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call us to talk about the several options that you may not be aware of.
If you don't know what else to do or what will it cost you in damaged credit, frustration and stress, CALL! We take calls from 8am to 6pm Mountain time Monday through Friday.
Sincerely,
Travis Bodily
Professional Realtor
RE/MAX West
435-881-1124
travisbodily@netscape.net
Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.
